Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 2.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) an emergency fund
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 4.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) a new video game
- 5.Saanvi’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Tara’s stall made a profit of ₹200. Tara saves 50% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 11.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 12.Rohan’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 14.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Farhan’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 19.Meera’s stall made a profit of ₹2000. Meera saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 22.Nisha’s stall made a profit of ₹800. Nisha saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) an emergency fund
- 26.Joseph’s stall made a profit of ₹1700. Joseph saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a piggy bank for later (d) a cinema ticket
- 29.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 31.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 10% of it. How many rupees are saved?
- 32.Farhan’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Diya’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Rohan’s stall made a profit of ₹500. Rohan saves 20% of it. How many rupees are saved?
- 35.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) more seeds for next time
- 36.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Joseph’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Vihaan’s stall made a profit of ₹600. Vihaan saves 25% of it. How many rupees are saved?
- 39.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) more seeds for next time
- 40.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
Answer key
- the cost of borrowing
- an emergency fund
- can I pay it back?
- a piggy bank for later
- 300
- 100
- reinvesting
- saving
- saving
- saving
- talk to parents
- 70
- to keep trust
- 42
- 856
- 535
- 1000
- spending
- 1000
- 24
- reinvesting
- 80
- 36
- putting profit back in
- sweets for yourself
- 170
- 60
- a cinema ticket
- 321
- for bad days and goals
- 160
- 330
- 280
- 100
- profit put in a bank
- 128
- 330
- 150
- a new video game
- spending
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids