Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 2.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 4.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 6.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 7.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Which of these is saving? (a) sweets for yourself (b) a new video game (c) more seeds for next time (d) an emergency fund
- 9.Riya’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 11.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) buying a second juicer (d) a new video game
- 13.Dev’s stall made a profit of ₹1200. Dev saves 25% of it. How many rupees are saved?
- 14.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 16.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) an emergency fund
- 17.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 18.Farhan’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Ananya’s stall made a profit of ₹1900. Ananya saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 22.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 23.Ishaan’s stall made a profit of ₹2000. Ishaan saves 10% of it. How many rupees are saved?
- 24.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Nisha’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 27.Kabir’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Rohan’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Joseph’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Aarav’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Diya’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 35.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) sweets for yourself (d) a piggy bank for later
- 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 38.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 39.Arjun’s stall made a profit of ₹1100. Arjun saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- putting profit back in
- 36
- talk to parents
- 60
- can I pay it back?
- for bad days and goals
- 306
- an emergency fund
- 600
- to keep trust
- 8
- a new video game
- 300
- profit put in a bank
- saving
- better paint for cards
- the cost of borrowing
- 420
- 950
- 363
- reinvesting
- more seeds for next time
- 200
- 650
- 210
- saving
- 810
- 910
- 120
- 375
- 120
- 450
- 24
- spending
- a piggy bank for later
- reinvesting
- spending
- 200
- 110
- 40
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