Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 3.Meera’s stall made a profit of ₹1000. Meera saves 50% of it. How many rupees are saved?
- 4.Meera’s stall made a profit of ₹300. Meera saves 50% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 6.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 7.Saanvi’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 10.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 11.Diya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) an emergency fund (d) sweets for yourself
- 14.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 15.Diya’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 19.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 20.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 22.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 24.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) sweets for yourself (d) a cinema ticket
- 26.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Aarav’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 30.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) better paint for cards
- 32.Rohan’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 34.Diya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) buying a second juicer
- 36.Zoya’s stall made a profit of ₹800. Zoya saves 25% of it. How many rupees are saved?
- 37.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) a cinema ticket
- 38.Ananya’s stall made a profit of ₹2000. Ananya saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Vihaan’s stall made a profit of ₹1100. Vihaan saves 10% of it. How many rupees are saved?
Answer key
- putting profit back in
- reinvesting
- 500
- 150
- saving
- for bad days and goals
- 240
- 212
- spending
- the cost of borrowing
- 600
- 770
- sweets for yourself
- more seeds for next time
- 360
- 128
- saving
- spending
- talk to parents
- 749
- profit put in a bank
- 8
- a new video game
- 36
- an emergency fund
- 420
- 580
- 780
- to keep trust
- 80
- a piggy bank for later
- 480
- reinvesting
- 40
- a cinema ticket
- 200
- buying a second juicer
- 500
- 144
- 110
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