Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 10% of it. How many rupees are saved?
- 2.Diya’s stall made a profit of ₹1600. Diya saves 20% of it. How many rupees are saved?
- 3.Nisha’s stall made a profit of ₹1000. Nisha saves 50% of it. How many rupees are saved?
- 4.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
- 5.Kabir’s stall made a profit of ₹1400. Kabir saves 25% of it. How many rupees are saved?
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 7.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 9.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 12.Nisha’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Farhan’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 18.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Aarav’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 21.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 23.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 24.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 25.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 26.Lakshmi’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 30.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 31.Aarav’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 35.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Tara’s stall made a profit of ₹1100. Tara saves 50% of it. How many rupees are saved?
- 37.Riya’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Kavya’s stall made a profit of ₹1200. Kavya saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 170
- 320
- 500
- 125
- 350
- a new video game
- for bad days and goals
- buying a second juicer
- the cost of borrowing
- saving
- saving
- 270
- 48
- 1020
- 60
- talk to parents
- spending
- 24
- 165
- spending
- 10
- better paint for cards
- a cinema ticket
- to keep trust
- 200
- 100
- 327
- 40
- reinvesting
- putting profit back in
- 960
- 60
- 1120
- reinvesting
- 192
- 550
- 40
- 240
- 672
- 24
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