Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a new video game
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 3.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 6.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 7.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 8.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) buying a second juicer
- 9.Joseph’s stall made a profit of ₹1200. Joseph saves 25% of it. How many rupees are saved?
- 10.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a new video game (d) an emergency fund
- 11.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) buying a second juicer
- 12.Tara’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 14.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 18.Meera’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Kavya’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 21.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 22.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) sweets for yourself (d) buying a second juicer
- 25.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 26.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Ananya’s stall made a profit of ₹600. Ananya saves 10% of it. How many rupees are saved?
- 30.Gurpreet’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Dev’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) profit put in a bank (d) more seeds for next time
- 33.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Dev’s stall made a profit of ₹1400. Dev saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Nisha’s stall made a profit of ₹1500. Nisha saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Riya’s stall made a profit of ₹900. Riya saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Kabir’s stall made a profit of ₹1200. Kabir saves 10% of it. How many rupees are saved?
Answer key
- profit put in a bank
- spending
- talk to parents
- reinvesting
- reinvesting
- better paint for cards
- can I pay it back?
- a piggy bank for later
- 300
- an emergency fund
- a new video game
- 390
- more seeds for next time
- 105
- 36
- saving
- saving
- 240
- 210
- putting profit back in
- buying a second juicer
- 648
- saving
- sweets for yourself
- for bad days and goals
- 1080
- 56
- 728
- 60
- 75
- 200
- a cinema ticket
- 972
- 350
- 240
- 375
- 20
- 450
- 144
- 120
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