Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 3.Saanvi’s stall made a profit of ₹300. Saanvi saves 50% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 5.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 6.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 8.Which of these is saving? (a) a new video game (b) an emergency fund (c) better paint for cards (d) sweets for yourself
- 9.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) profit put in a bank
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 11.Which of these is saving? (a) better paint for cards (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 12.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 13.Kabir’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Diya’s stall made a profit of ₹500. Diya saves 10% of it. How many rupees are saved?
- 15.Farhan’s stall made a profit of ₹1000. Farhan saves 10% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 19.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 23.Ananya’s stall made a profit of ₹1400. Ananya saves 20% of it. How many rupees are saved?
- 24.Kabir’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.Vihaan’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 28.Saanvi’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Riya’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 32.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.Vihaan’s stall made a profit of ₹1600. Vihaan saves 10% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹1900. Arjun saves 25% of it. How many rupees are saved?
- 35.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) an emergency fund (d) a new video game
- 36.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Diya’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Farhan’s stall made a profit of ₹1900. Farhan saves 50% of it. How many rupees are saved?
- 40.Joseph’s stall made a profit of ₹1100. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 590
- for bad days and goals
- 150
- a cinema ticket
- putting profit back in
- talk to parents
- reinvesting
- an emergency fund
- better paint for cards
- reinvesting
- profit put in a bank
- can I pay it back?
- 600
- 50
- 100
- saving
- saving
- reinvesting
- 260
- 440
- 460
- saving
- 280
- 450
- 20
- 550
- to keep trust
- 240
- 216
- 630
- the cost of borrowing
- 50
- 160
- 475
- buying a second juicer
- 32
- 90
- 16
- 950
- 330
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