Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 20% of it. How many rupees are saved?
- 2.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Joseph’s stall made a profit of ₹500. Joseph saves 25% of it. How many rupees are saved?
- 6.Rohan’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
- 9.Diya’s stall made a profit of ₹500. Diya saves 50% of it. How many rupees are saved?
- 10.Vihaan’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 12.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 13.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 14.Ananya’s stall made a profit of ₹700. Ananya saves 50% of it. How many rupees are saved?
- 15.Gurpreet’s stall made a profit of ₹1100. Gurpreet saves 10% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 18.Meera’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 21.Joseph’s stall made a profit of ₹1000. Joseph saves 10% of it. How many rupees are saved?
- 22.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) sweets for yourself
- 23.Kavya’s stall made a profit of ₹400. Kavya saves 25% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 25.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 26.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Diya’s stall made a profit of ₹1000. Diya saves 25% of it. How many rupees are saved?
- 29.Ananya’s stall made a profit of ₹1000. Ananya saves 20% of it. How many rupees are saved?
- 30.Farhan’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) more seeds for next time (d) an emergency fund
- 32.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 34.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 35.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) a new video game (d) a piggy bank for later
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 37.Arjun’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) a new video game (d) sweets for yourself
Answer key
- 280
- 456
- 236
- 390
- 125
- 165
- 8
- profit put in a bank
- 250
- 765
- a new video game
- putting profit back in
- the cost of borrowing
- 350
- 110
- reinvesting
- saving
- 360
- a cinema ticket
- spending
- 100
- more seeds for next time
- 100
- reinvesting
- can I pay it back?
- 36
- 324
- 250
- 200
- 100
- an emergency fund
- 72
- spending
- sweets for yourself
- a piggy bank for later
- saving
- 450
- 270
- 315
- buying a second juicer
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