Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹1900. Joseph saves 20% of it. How many rupees are saved?
- 2.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 4.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) better paint for cards
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 7.Dev’s stall made a profit of ₹1900. Dev saves 10% of it. How many rupees are saved?
- 8.Kabir’s stall made a profit of ₹700. Kabir saves 10% of it. How many rupees are saved?
- 9.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 11.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 12.Kabir’s stall made a profit of ₹1300. Kabir saves 25% of it. How many rupees are saved?
- 13.Which of these is saving? (a) a new video game (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 14.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 16.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 20.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Diya’s stall made a profit of ₹800. Diya saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Nisha’s stall made a profit of ₹600. Nisha saves 10% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹1200. Ananya saves 10% of it. How many rupees are saved?
- 26.Vihaan’s stall made a profit of ₹1400. Vihaan saves 25% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 28.Arjun’s stall made a profit of ₹1300. Arjun saves 10% of it. How many rupees are saved?
- 29.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 10% of it. How many rupees are saved?
- 30.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 31.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 32.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 33.Saanvi’s stall made a profit of ₹1500. Saanvi saves 50% of it. How many rupees are saved?
- 34.Ishaan’s stall made a profit of ₹300. Ishaan saves 10% of it. How many rupees are saved?
- 35.Aarav’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 38.Saanvi’s stall made a profit of ₹700. Saanvi saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Saanvi’s stall made a profit of ₹1600. Saanvi saves 25% of it. How many rupees are saved?
Answer key
- 380
- the cost of borrowing
- reinvesting
- 309
- an emergency fund
- spending
- 190
- 70
- 550
- spending
- putting profit back in
- 325
- profit put in a bank
- 1035
- a piggy bank for later
- to keep trust
- saving
- a cinema ticket
- saving
- 98
- 612
- 80
- 105
- 60
- 120
- 350
- reinvesting
- 130
- 180
- talk to parents
- can I pay it back?
- a new video game
- 750
- 30
- 680
- spending
- saving
- 175
- 90
- 400
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