Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 3.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) a cinema ticket
- 6.Kavya’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 8.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) a cinema ticket
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 11.Kavya’s stall made a profit of ₹1700. Kavya saves 10% of it. How many rupees are saved?
- 12.Which of these is saving? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 14.Kabir’s stall made a profit of ₹2000. Kabir saves 20% of it. How many rupees are saved?
- 15.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 16.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 17.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Aarav’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 21.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 23.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Dev’s stall made a profit of ₹200. Dev saves 50% of it. How many rupees are saved?
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 27.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 30.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 31.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Kavya’s stall made a profit of ₹1800. Kavya saves 50% of it. How many rupees are saved?
- 33.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) an emergency fund (d) better paint for cards
- 34.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Zoya’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Gurpreet’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 40.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
Answer key
- 1080
- talk to parents
- 36
- 24
- better paint for cards
- 150
- to keep trust
- more seeds for next time
- reinvesting
- reinvesting
- 170
- profit put in a bank
- saving
- 400
- a new video game
- sweets for yourself
- 27
- 100
- 432
- spending
- 605
- saving
- 448
- 1090
- 100
- for bad days and goals
- 721
- putting profit back in
- reinvesting
- the cost of borrowing
- 756
- 900
- an emergency fund
- 864
- 240
- 848
- 300
- a cinema ticket
- spending
- spending
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