Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 2.Kavya’s stall made a profit of ₹300. Kavya saves 10% of it. How many rupees are saved?
- 3.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Kavya’s stall made a profit of ₹800. Kavya saves 50% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 6.Rohan’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 8.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 9.Diya’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 11.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
- 12.Which of these is saving? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) better paint for cards
- 13.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) an emergency fund (d) a piggy bank for later
- 16.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 18.Dev’s stall made a profit of ₹1200. Dev saves 50% of it. How many rupees are saved?
- 19.Diya’s stall made a profit of ₹400. Diya saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 22.Riya’s stall made a profit of ₹800. Riya saves 10% of it. How many rupees are saved?
- 23.Joseph’s stall made a profit of ₹2000. Joseph saves 20% of it. How many rupees are saved?
- 24.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 25.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 28.Diya’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) buying a second juicer
- 32.Kabir’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹1000. Arjun saves 20% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 36.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Arjun’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
Answer key
- the cost of borrowing
- 30
- 721
- 400
- sweets for yourself
- 70
- putting profit back in
- for bad days and goals
- 1100
- more seeds for next time
- 350
- profit put in a bank
- 28
- 48
- better paint for cards
- 84
- can I pay it back?
- 600
- 200
- 1080
- saving
- 80
- 400
- talk to parents
- 90
- 216
- reinvesting
- 160
- 72
- 520
- a new video game
- 360
- 350
- 200
- reinvesting
- 240
- 250
- 348
- spending
- saving
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids