Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 3.Tara’s stall made a profit of ₹500. Tara saves 20% of it. How many rupees are saved?
- 4.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 7.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 9.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 10.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.Saanvi’s stall made a profit of ₹900. Saanvi saves 10% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 16.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Tara’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Aarav’s stall made a profit of ₹1700. Aarav saves 50% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 21.Farhan’s stall made a profit of ₹1000. Farhan saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Arjun’s stall made a profit of ₹1400. Arjun saves 50% of it. How many rupees are saved?
- 24.Gurpreet’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Aarav’s stall made a profit of ₹1400. Aarav saves 25% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 27.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) an emergency fund (d) a new video game
- 28.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 29.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 31.Riya’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 33.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Rohan’s stall made a profit of ₹1300. Rohan saves 25% of it. How many rupees are saved?
- 37.Which of these is spending on yourself? (a) a cinema ticket (b) better paint for cards (c) a piggy bank for later (d) profit put in a bank
- 38.Saanvi’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
- 40.Diya’s stall made a profit of ₹600. Diya saves 50% of it. How many rupees are saved?
Answer key
- 318
- saving
- 100
- 992
- talk to parents
- reinvesting
- 63
- a new video game
- for bad days and goals
- 972
- 550
- 90
- 1116
- reinvesting
- spending
- 1062
- 72
- 150
- 850
- spending
- 500
- 30
- 700
- 100
- 350
- reinvesting
- better paint for cards
- saving
- 20
- can I pay it back?
- 240
- the cost of borrowing
- 240
- 1008
- 48
- 325
- a cinema ticket
- 60
- a piggy bank for later
- 300
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