Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 2.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 10% of it. How many rupees are saved?
- 3.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 5.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 7.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Which of these is saving? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 9.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Zoya’s stall made a profit of ₹2000. Zoya saves 25% of it. How many rupees are saved?
- 12.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 13.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) sweets for yourself
- 14.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 15.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 50% of it. How many rupees are saved?
- 16.Dev’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Zoya’s stall made a profit of ₹900. Zoya saves 25% of it. How many rupees are saved?
- 18.Gurpreet’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Aarav’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 21.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 24.Arjun’s stall made a profit of ₹1000. Arjun saves 50% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 26.Gurpreet’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Diya’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 32.Dev’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 34.Nisha’s stall made a profit of ₹500. Nisha saves 10% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) an emergency fund
- 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 37.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Ananya’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Meera’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- sweets for yourself
- 150
- 168
- better paint for cards
- 20
- saving
- 108
- an emergency fund
- 114
- 36
- 500
- the cost of borrowing
- a piggy bank for later
- buying a second juicer
- 150
- 100
- 225
- 100
- 150
- a cinema ticket
- 1180
- 90
- talk to parents
- 500
- spending
- 400
- 515
- 400
- 80
- 20
- reinvesting
- 390
- saving
- 50
- a new video game
- reinvesting
- 812
- 450
- 120
- 848
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