Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.Rohan’s stall made a profit of ₹700. Rohan saves 20% of it. How many rupees are saved?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 4.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 8.Vihaan’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Vihaan’s stall made a profit of ₹300. Vihaan saves 50% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 11.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 20% of it. How many rupees are saved?
- 12.Dev’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Joseph’s stall made a profit of ₹700. Joseph saves 50% of it. How many rupees are saved?
- 14.Joseph’s stall made a profit of ₹500. Joseph saves 25% of it. How many rupees are saved?
- 15.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 16.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Which of these is saving? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 18.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Arjun’s stall made a profit of ₹500. Arjun saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a cinema ticket (d) more seeds for next time
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) a piggy bank for later (d) better paint for cards
- 23.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 26.Gurpreet’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Vihaan’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 30.Meera’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 33.Nisha’s stall made a profit of ₹1000. Nisha saves 20% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 35.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a cinema ticket (d) a new video game
- 37.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 189
- 140
- talk to parents
- 2
- spending
- 30
- spending
- 350
- 150
- reinvesting
- 300
- 850
- 350
- 125
- sweets for yourself
- 472
- a piggy bank for later
- 535
- 250
- 20
- an emergency fund
- better paint for cards
- 60
- 780
- can I pay it back?
- 605
- 360
- 630
- spending
- 1050
- 32
- saving
- 200
- reinvesting
- 24
- more seeds for next time
- 12
- 648
- 210
- 54
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