Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Riya’s stall made a profit of ₹1400. Riya saves 50% of it. How many rupees are saved?
- 2.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 3.Ananya’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 6.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 9.Aarav’s stall made a profit of ₹1900. Aarav saves 50% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 11.Saanvi’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 13.Joseph’s stall made a profit of ₹1200. Joseph saves 25% of it. How many rupees are saved?
- 14.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 15.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 17.Which of these is saving? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) more seeds for next time
- 18.Kabir’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 20.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Kavya’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) an emergency fund (d) better paint for cards
- 24.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Diya’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) profit put in a bank
- 27.Vihaan’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 29.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 31.Kabir’s stall made a profit of ₹1600. Kabir saves 10% of it. How many rupees are saved?
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a new video game
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 34.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Riya’s stall made a profit of ₹1300. Riya saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) a new video game
- 38.Farhan’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 700
- to keep trust
- 150
- for bad days and goals
- saving
- 525
- 9
- putting profit back in
- 950
- saving
- 390
- the cost of borrowing
- 300
- can I pay it back?
- talk to parents
- reinvesting
- profit put in a bank
- 600
- spending
- 120
- 48
- 900
- better paint for cards
- 90
- 270
- more seeds for next time
- 720
- reinvesting
- 54
- saving
- 160
- a new video game
- spending
- 168
- 130
- 18
- an emergency fund
- 450
- 448
- 48
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