Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 540 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
2. 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
3. 3.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
4. 4.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
5. 5.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
6. 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
7. 7.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) an emergency fund
8. 8.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
9. 9.Gurpreet’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
10. 10.Farhan’s stall made a profit of ₹500. Farhan saves 50% of it. How many rupees are saved?
11. 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
12. 12.Dev’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
13. 13.Nisha’s stall made a profit of ₹700. Nisha saves 25% of it. How many rupees are saved?
14. 14.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) more seeds for next time
15. 15.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
16. 16.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
17. 17.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
18. 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
19. 19.Lakshmi’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
20. 20.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
21. 21.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
22. 22.Diya’s stall made a profit of ₹1900. Diya saves 20% of it. How many rupees are saved?
23. 23.Aarav’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
24. 24.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
25. 25.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) a new video game (d) profit put in a bank
26. 26.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) a new video game
27. 27.Lakshmi’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
28. 28.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
29. 29.Aarav’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
30. 30.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) better paint for cards (d) a piggy bank for later
31. 31.Rohan’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
32. 32.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
33. 33.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
34. 34.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
35. 35.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
36. 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
37. 37.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
38. 38.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
39. 39.Kavya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
40. 40.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?

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