Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 2.Ananya’s stall made a profit of ₹1600. Ananya saves 20% of it. How many rupees are saved?
- 3.Farhan’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Vihaan’s stall made a profit of ₹200. Vihaan saves 10% of it. How many rupees are saved?
- 5.Aarav’s stall made a profit of ₹1000. Aarav saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 8.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 9.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 13.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 14.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Which of these is saving? (a) a cinema ticket (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 17.Joseph’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 19.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 20.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a cinema ticket (d) profit put in a bank
- 22.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 23.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 24.Arjun’s stall made a profit of ₹700. Arjun saves 50% of it. How many rupees are saved?
- 25.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 27.Meera’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 30.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Aarav’s stall made a profit of ₹1500. Aarav saves 20% of it. How many rupees are saved?
- 34.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Tara’s stall made a profit of ₹1200. Tara saves 50% of it. How many rupees are saved?
- 36.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 37.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 39.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 40.Diya’s stall made a profit of ₹1900. Diya saves 25% of it. How many rupees are saved?
Answer key
- buying a second juicer
- 320
- 640
- 20
- 250
- 9
- reinvesting
- saving
- 510
- putting profit back in
- spending
- reinvesting
- for bad days and goals
- 620
- 324
- a piggy bank for later
- 320
- talk to parents
- the cost of borrowing
- 560
- a cinema ticket
- saving
- sweets for yourself
- 350
- 8
- can I pay it back?
- 250
- 36
- profit put in a bank
- 24
- 63
- 220
- 300
- 324
- 600
- reinvesting
- 636
- spending
- an emergency fund
- 475
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