Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 2.Arjun’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 6.Lakshmi’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Nisha’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 10.Tara’s stall made a profit of ₹700. Tara saves 50% of it. How many rupees are saved?
- 11.Arjun’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 16.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Riya’s stall made a profit of ₹1200. Riya saves 10% of it. How many rupees are saved?
- 18.Vihaan’s stall made a profit of ₹1500. Vihaan saves 50% of it. How many rupees are saved?
- 19.Diya’s stall made a profit of ₹300. Diya saves 25% of it. How many rupees are saved?
- 20.Meera’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 23.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Vihaan’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 31.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 35.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 37.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 20% of it. How many rupees are saved?
- 38.Vihaan’s stall made a profit of ₹300. Vihaan saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- to keep trust
- 300
- 1070
- sweets for yourself
- spending
- 1020
- 110
- 200
- saving
- 350
- 525
- 40
- 872
- 224
- reinvesting
- 18
- 120
- 750
- 75
- 150
- can I pay it back?
- reinvesting
- 1270
- 212
- 224
- 680
- 28
- 798
- 130
- a new video game
- 24
- 45
- 48
- the cost of borrowing
- 180
- spending
- 200
- 150
- 896
- 575
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids