Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 3.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 5.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 6.Ishaan’s stall made a profit of ₹300. Ishaan saves 10% of it. How many rupees are saved?
- 7.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 8.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 9.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 15.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 17.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) sweets for yourself
- 18.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 19.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 20.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Farhan’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 23.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 26.Ananya’s stall made a profit of ₹1200. Ananya saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) profit put in a bank (d) a piggy bank for later
- 29.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Tara’s stall made a profit of ₹1100. Tara saves 20% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 32.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Which of these is saving? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) buying a second juicer
- 34.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 35.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Zoya’s stall made a profit of ₹1800. Zoya saves 50% of it. How many rupees are saved?
- 40.Nisha’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 981
- putting profit back in
- 124
- talk to parents
- sweets for yourself
- 30
- to keep trust
- profit put in a bank
- 1100
- 24
- 64
- 32
- spending
- spending
- 535
- can I pay it back?
- buying a second juicer
- the cost of borrowing
- a cinema ticket
- 36
- 80
- reinvesting
- 42
- 27
- spending
- 300
- 660
- better paint for cards
- 1080
- 220
- reinvesting
- 216
- an emergency fund
- a new video game
- 944
- 968
- 336
- 832
- 900
- 1200
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