Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) more seeds for next time
- 4.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Nisha’s stall made a profit of ₹1900. Nisha saves 20% of it. How many rupees are saved?
- 6.Joseph’s stall made a profit of ₹1500. Joseph saves 25% of it. How many rupees are saved?
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 8.Farhan’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a new video game
- 11.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) a cinema ticket (d) more seeds for next time
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) better paint for cards
- 13.Vihaan’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.Kavya’s stall made a profit of ₹200. Kavya saves 50% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 17.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 20.Kavya’s stall made a profit of ₹700. Kavya saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Ananya’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 24.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) better paint for cards (d) more seeds for next time
- 25.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.Kabir’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) a piggy bank for later
- 28.Diya’s stall made a profit of ₹2000. Diya saves 25% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 30.Nisha’s stall made a profit of ₹1700. Nisha saves 50% of it. How many rupees are saved?
- 31.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 32.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 33.Ishaan’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Kavya’s stall made a profit of ₹800. Kavya saves 25% of it. How many rupees are saved?
- 35.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 36.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 20% of it. How many rupees are saved?
- 37.Lakshmi’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Lakshmi’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 40.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) better paint for cards
Answer key
- 81
- 72
- a piggy bank for later
- 60
- 380
- 375
- can I pay it back?
- 120
- 224
- profit put in a bank
- more seeds for next time
- a new video game
- 600
- 590
- 100
- reinvesting
- 242
- 210
- saving
- 175
- 8
- 100
- putting profit back in
- sweets for yourself
- 880
- 400
- a cinema ticket
- 500
- spending
- 850
- talk to parents
- an emergency fund
- 360
- 200
- the cost of borrowing
- 380
- 600
- 125
- reinvesting
- better paint for cards
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids