Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 3.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Saanvi’s stall made a profit of ₹1100. Saanvi saves 25% of it. How many rupees are saved?
- 6.Zoya’s stall made a profit of ₹600. Zoya saves 10% of it. How many rupees are saved?
- 7.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) sweets for yourself
- 9.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 10.Kavya’s stall made a profit of ₹1800. Kavya saves 50% of it. How many rupees are saved?
- 11.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 15.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 16.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 17.Meera’s stall made a profit of ₹1700. Meera saves 50% of it. How many rupees are saved?
- 18.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 20.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) sweets for yourself
- 21.Gurpreet’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 25.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 28.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) more seeds for next time (d) sweets for yourself
- 32.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 34.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Aarav’s stall made a profit of ₹900. Aarav saves 20% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Gurpreet’s stall made a profit of ₹1200. Gurpreet saves 25% of it. How many rupees are saved?
- 38.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) a piggy bank for later (d) sweets for yourself
- 39.Kavya’s stall made a profit of ₹200. Kavya saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 114
- spending
- 1044
- 300
- 275
- 60
- 363
- buying a second juicer
- putting profit back in
- 900
- 944
- 60
- reinvesting
- spending
- can I pay it back?
- to keep trust
- 850
- 872
- talk to parents
- more seeds for next time
- 760
- 763
- reinvesting
- a cinema ticket
- 112
- 40
- reinvesting
- 15
- 72
- 12
- a piggy bank for later
- the cost of borrowing
- saving
- 270
- 180
- 245
- 300
- better paint for cards
- 100
- 126
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