Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Farhan’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 3.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 4.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 6.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 8.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Kabir’s stall made a profit of ₹400. Kabir saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Saanvi’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 15.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 16.Kabir’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 18.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 23.Vihaan’s stall made a profit of ₹1700. Vihaan saves 50% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 25.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Aarav’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 29.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Arjun’s stall made a profit of ₹300. Arjun saves 20% of it. How many rupees are saved?
- 33.Kabir’s stall made a profit of ₹1600. Kabir saves 25% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹1100. Arjun saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 38.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 640
- for bad days and goals
- the cost of borrowing
- talk to parents
- spending
- 106
- reinvesting
- 64
- 40
- 436
- 60
- 500
- reinvesting
- can I pay it back?
- profit put in a bank
- 240
- saving
- 18
- 770
- reinvesting
- 21
- an emergency fund
- 850
- saving
- 918
- 48
- 240
- to keep trust
- 805
- 660
- 36
- 60
- 400
- 550
- 330
- 28
- spending
- 650
- 312
- 35
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids