Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 3.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 4.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 7.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 9.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 12.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) sweets for yourself
- 13.Meera’s stall made a profit of ₹1800. Meera saves 10% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 15.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) a new video game (d) a cinema ticket
- 16.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Rohan’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) profit put in a bank (d) a piggy bank for later
- 21.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 23.Diya’s stall made a profit of ₹700. Diya saves 25% of it. How many rupees are saved?
- 24.Farhan’s stall made a profit of ₹400. Farhan saves 25% of it. How many rupees are saved?
- 25.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 26.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 27.Ishaan’s stall made a profit of ₹1800. Ishaan saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Rohan’s stall made a profit of ₹1100. Rohan saves 25% of it. How many rupees are saved?
- 30.Which of these is saving? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 31.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Nisha’s stall made a profit of ₹1200. Nisha saves 50% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 36.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Ishaan’s stall made a profit of ₹1300. Ishaan saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
Answer key
- 72
- saving
- sweets for yourself
- 848
- 954
- saving
- can I pay it back?
- saving
- 12
- to keep trust
- spending
- an emergency fund
- 180
- reinvesting
- a piggy bank for later
- 672
- 750
- 824
- 114
- a cinema ticket
- 24
- spending
- 175
- 100
- putting profit back in
- talk to parents
- 450
- 60
- 275
- profit put in a bank
- 1044
- 90
- 36
- 600
- spending
- 218
- 130
- 45
- 360
- reinvesting
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