Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 2.Diya’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Farhan’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 5.Joseph’s stall made a profit of ₹1400. Joseph saves 10% of it. How many rupees are saved?
- 6.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 7.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 10.Gurpreet’s stall made a profit of ₹1900. Gurpreet saves 25% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 12.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 13.Tara’s stall made a profit of ₹300. Tara saves 25% of it. How many rupees are saved?
- 14.Rohan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 19.Kavya’s stall made a profit of ₹1700. Kavya saves 20% of it. How many rupees are saved?
- 20.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 21.Vihaan’s stall made a profit of ₹300. Vihaan saves 25% of it. How many rupees are saved?
- 22.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) a piggy bank for later (d) more seeds for next time
- 23.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 25.Which of these is saving? (a) a cinema ticket (b) a new video game (c) profit put in a bank (d) better paint for cards
- 26.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Meera’s stall made a profit of ₹1400. Meera saves 10% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 30.Dev’s stall made a profit of ₹500. Dev saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Nisha’s stall made a profit of ₹1800. Nisha saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Vihaan’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Riya’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 38.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Kavya’s stall made a profit of ₹1100. Kavya saves 50% of it. How many rupees are saved?
Answer key
- to keep trust
- 510
- 360
- can I pay it back?
- 140
- the cost of borrowing
- 18
- a new video game
- saving
- 475
- saving
- for bad days and goals
- 75
- 340
- 832
- reinvesting
- spending
- reinvesting
- 340
- 180
- 75
- more seeds for next time
- talk to parents
- spending
- profit put in a bank
- 30
- 189
- 140
- saving
- 250
- 560
- 180
- 100
- 120
- 684
- 780
- better paint for cards
- 126
- 208
- 550
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids