Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 4.Arjun’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Meera’s stall made a profit of ₹600. Meera saves 10% of it. How many rupees are saved?
- 6.Dev’s stall made a profit of ₹1900. Dev saves 20% of it. How many rupees are saved?
- 7.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 9.Which of these is saving? (a) a new video game (b) buying a second juicer (c) profit put in a bank (d) better paint for cards
- 10.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 20% of it. How many rupees are saved?
- 12.Nisha’s stall made a profit of ₹900. Nisha saves 25% of it. How many rupees are saved?
- 13.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Saanvi’s stall made a profit of ₹200. Saanvi saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) buying a second juicer
- 17.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 19.Rohan’s stall made a profit of ₹1100. Rohan saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Ananya’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 23.Tara’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 27.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 28.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Zoya’s stall made a profit of ₹1600. Zoya saves 10% of it. How many rupees are saved?
- 32.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) an emergency fund
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 36.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 37.Ishaan’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Aarav’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Rohan’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- can I pay it back?
- reinvesting
- spending
- 60
- 60
- 380
- 106
- putting profit back in
- profit put in a bank
- 72
- 160
- 225
- 6
- 50
- 24
- a new video game
- 24
- talk to parents
- 220
- 342
- 450
- saving
- 210
- 936
- saving
- spending
- a piggy bank for later
- 520
- 690
- 812
- 160
- better paint for cards
- reinvesting
- 208
- for bad days and goals
- the cost of borrowing
- 500
- 60
- 245
- 104
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