Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 2.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) an emergency fund
- 3.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) to lose friends (d) it does not matter
- 4.Zoya’s stall made a profit of ₹1700. Zoya saves 10% of it. How many rupees are saved?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 6.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) profit put in a bank
- 7.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 8.Diya’s stall made a profit of ₹1600. Diya saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 11.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 12.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 14.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 15.Arjun’s stall made a profit of ₹1900. Arjun saves 50% of it. How many rupees are saved?
- 16.Diya’s stall made a profit of ₹600. Diya saves 50% of it. How many rupees are saved?
- 17.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Meera’s stall made a profit of ₹500. Meera saves 10% of it. How many rupees are saved?
- 19.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 21.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 22.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) more seeds for next time
- 26.Nisha’s stall made a profit of ₹1000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Arjun’s stall made a profit of ₹800. Arjun saves 50% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) a new video game
- 30.Farhan’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Kabir’s stall made a profit of ₹300. Kabir saves 25% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 33.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Meera’s stall made a profit of ₹1000. Meera saves 10% of it. How many rupees are saved?
- 35.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 36.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Ananya’s stall made a profit of ₹200. Ananya saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- saving
- an emergency fund
- to keep trust
- 170
- talk to parents
- a new video game
- putting profit back in
- 320
- 648
- spending
- can I pay it back?
- 30
- spending
- profit put in a bank
- 950
- 300
- 635
- 50
- the cost of borrowing
- saving
- buying a second juicer
- 80
- 16
- 42
- more seeds for next time
- 550
- 784
- 400
- better paint for cards
- 280
- 75
- reinvesting
- 108
- 100
- for bad days and goals
- 21
- 40
- 1026
- 848
- 15
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids