Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 2.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) more seeds for next time
- 3.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 5.Riya’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Gurpreet’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 8.Vihaan’s stall made a profit of ₹1300. Vihaan saves 20% of it. How many rupees are saved?
- 9.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 10.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 12.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 14.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 15.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 16.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 17.Kabir’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.Nisha’s stall made a profit of ₹1400. Nisha saves 10% of it. How many rupees are saved?
- 20.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 21.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 23.Rohan’s stall made a profit of ₹200. Rohan saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 26.Nisha’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Riya’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) more seeds for next time
- 29.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 31.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) sweets for yourself (d) better paint for cards
- 33.Nisha’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Ishaan’s stall made a profit of ₹1100. Ishaan saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 37.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- reinvesting
- sweets for yourself
- 90
- saving
- 300
- 780
- reinvesting
- 260
- to keep trust
- 180
- more seeds for next time
- buying a second juicer
- saving
- an emergency fund
- the cost of borrowing
- 40
- 855
- 20
- 140
- putting profit back in
- 30
- spending
- 40
- 889
- spending
- 1000
- 380
- a new video game
- 160
- for bad days and goals
- 121
- a piggy bank for later
- 280
- 275
- 126
- saving
- 981
- 24
- 400
- 660
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