Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 2.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 6.Joseph’s stall made a profit of ₹500. Joseph saves 50% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 8.Tara’s stall made a profit of ₹1500. Tara saves 50% of it. How many rupees are saved?
- 9.Rohan’s stall made a profit of ₹700. Rohan saves 25% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 12.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 13.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 16.Riya’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Tara’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Riya’s stall made a profit of ₹500. Riya saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 22.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 23.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 24.Tara’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Zoya’s stall made a profit of ₹400. Zoya saves 10% of it. How many rupees are saved?
- 26.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 27.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) better paint for cards (d) a new video game
- 29.Nisha’s stall made a profit of ₹900. Nisha saves 10% of it. How many rupees are saved?
- 30.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 31.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 33.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a piggy bank for later (d) sweets for yourself
- 34.Joseph’s stall made a profit of ₹1100. Joseph saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Riya’s stall made a profit of ₹1500. Riya saves 10% of it. How many rupees are saved?
- 38.Ishaan’s stall made a profit of ₹600. Ishaan saves 10% of it. How many rupees are saved?
- 39.Riya’s stall made a profit of ₹600. Riya saves 50% of it. How many rupees are saved?
- 40.Arjun’s stall made a profit of ₹800. Arjun saves 10% of it. How many rupees are saved?
Answer key
- a piggy bank for later
- a cinema ticket
- saving
- saving
- reinvesting
- 250
- reinvesting
- 750
- 175
- spending
- reinvesting
- talk to parents
- 72
- spending
- for bad days and goals
- 1080
- 162
- 650
- 125
- 630
- 200
- to keep trust
- spending
- 160
- 40
- can I pay it back?
- buying a second juicer
- a new video game
- 90
- putting profit back in
- 927
- profit put in a bank
- more seeds for next time
- 275
- 910
- 327
- 150
- 60
- 300
- 80
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