Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) more seeds for next time
- 2.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 3.Riya’s stall made a profit of ₹600. Riya saves 25% of it. How many rupees are saved?
- 4.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 20% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 6.Vihaan’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 8.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.Dev’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 11.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 14.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 16.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Farhan’s stall made a profit of ₹500. Farhan saves 50% of it. How many rupees are saved?
- 18.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) profit put in a bank
- 20.Tara’s stall made a profit of ₹1700. Tara saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 25.Tara’s stall made a profit of ₹1100. Tara saves 10% of it. How many rupees are saved?
- 26.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 28.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 29.Farhan’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Vihaan’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 33.Kavya’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Zoya’s stall made a profit of ₹1300. Zoya saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 37.Kabir’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 39.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 40.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
Answer key
- a piggy bank for later
- buying a second juicer
- 150
- 180
- sweets for yourself
- 240
- reinvesting
- 1170
- 300
- a cinema ticket
- 109
- an emergency fund
- spending
- 27
- for bad days and goals
- 1016
- 250
- 112
- better paint for cards
- 850
- 726
- 24
- 40
- talk to parents
- 110
- profit put in a bank
- saving
- can I pay it back?
- 800
- 36
- 120
- saving
- 300
- 260
- 742
- putting profit back in
- 850
- the cost of borrowing
- more seeds for next time
- reinvesting
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids