Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 4.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) sweets for yourself
- 5.Which of these is saving? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) more seeds for next time
- 6.Farhan’s stall made a profit of ₹1400. Farhan saves 20% of it. How many rupees are saved?
- 7.Nisha’s stall made a profit of ₹900. Nisha saves 25% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 10.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 12.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Dev’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a new video game (d) better paint for cards
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 16.Ananya’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Meera’s stall made a profit of ₹800. Meera saves 50% of it. How many rupees are saved?
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 19.Kavya’s stall made a profit of ₹700. Kavya saves 50% of it. How many rupees are saved?
- 20.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 22.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Gurpreet’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) profit put in a bank
- 26.Meera’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Lakshmi’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 29.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 30.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 31.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Meera’s stall made a profit of ₹700. Meera saves 10% of it. How many rupees are saved?
- 37.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 10% of it. How many rupees are saved?
- 38.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) a cinema ticket
- 39.Kavya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
Answer key
- 16
- 630
- to keep trust
- a piggy bank for later
- profit put in a bank
- 280
- 225
- saving
- spending
- 981
- putting profit back in
- 1062
- 715
- a new video game
- saving
- 320
- 400
- sweets for yourself
- 350
- for bad days and goals
- spending
- 10
- 18
- 220
- a cinema ticket
- 320
- 1190
- reinvesting
- talk to parents
- the cost of borrowing
- 1062
- 1040
- 90
- 24
- 464
- 70
- 180
- buying a second juicer
- 180
- can I pay it back?
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids