Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) profit put in a bank
- 2.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) a piggy bank for later
- 3.Meera’s stall made a profit of ₹600. Meera saves 20% of it. How many rupees are saved?
- 4.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 6.Dev’s stall made a profit of ₹1000. Dev saves 25% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) profit put in a bank
- 8.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 10.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 12.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 13.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 15.Riya’s stall made a profit of ₹2000. Riya saves 50% of it. How many rupees are saved?
- 16.Meera’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 18.Rohan’s stall made a profit of ₹1200. Rohan saves 50% of it. How many rupees are saved?
- 19.Lakshmi’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 21.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 23.Joseph’s stall made a profit of ₹2000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) a cinema ticket (d) more seeds for next time
- 25.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 27.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 29.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Rohan’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Saanvi’s stall made a profit of ₹1000. Saanvi saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) sweets for yourself (d) buying a second juicer
- 36.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 40.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) more seeds for next time (d) profit put in a bank
Answer key
- better paint for cards
- a piggy bank for later
- 120
- 868
- to keep trust
- 250
- a new video game
- 408
- talk to parents
- reinvesting
- saving
- for bad days and goals
- 1080
- saving
- 1000
- 850
- spending
- 600
- 720
- the cost of borrowing
- putting profit back in
- reinvesting
- 1000
- more seeds for next time
- 216
- can I pay it back?
- an emergency fund
- reinvesting
- 35
- 360
- 100
- 708
- 306
- 56
- buying a second juicer
- 107
- 800
- 56
- spending
- profit put in a bank
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