Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹1300. Ishaan saves 50% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 3.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 4.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 7.Which of these is spending on yourself? (a) a new video game (b) more seeds for next time (c) profit put in a bank (d) buying a second juicer
- 8.Which of these is saving? (a) a new video game (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 10.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 11.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 12.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 14.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Vihaan’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Vihaan’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 18.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 19.Riya’s stall made a profit of ₹1700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Riya’s stall made a profit of ₹900. Riya saves 10% of it. How many rupees are saved?
- 22.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 23.Meera’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Kavya’s stall made a profit of ₹1800. Kavya saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 26.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 27.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 28.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 50% of it. How many rupees are saved?
- 29.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 30.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Zoya’s stall made a profit of ₹1600. Zoya saves 25% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 33.Kavya’s stall made a profit of ₹1400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 36.Arjun’s stall made a profit of ₹1900. Arjun saves 20% of it. How many rupees are saved?
- 37.Ananya’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 39.Joseph’s stall made a profit of ₹700. Joseph saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 650
- saving
- a cinema ticket
- 12
- the cost of borrowing
- spending
- a new video game
- an emergency fund
- talk to parents
- can I pay it back?
- sweets for yourself
- 104
- spending
- 212
- 680
- 140
- a piggy bank for later
- better paint for cards
- 1020
- 40
- 90
- more seeds for next time
- 140
- 180
- reinvesting
- saving
- for bad days and goals
- 900
- putting profit back in
- 10
- 400
- spending
- 560
- saving
- reinvesting
- 380
- 300
- profit put in a bank
- 140
- 32
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