Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 3.Diya’s stall made a profit of ₹1900. Diya saves 50% of it. How many rupees are saved?
- 4.Diya’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Riya’s stall made a profit of ₹1000. Riya saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 7.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 9.Vihaan’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 11.Rohan’s stall made a profit of ₹1400. Rohan saves 50% of it. How many rupees are saved?
- 12.Farhan’s stall made a profit of ₹300. Farhan saves 25% of it. How many rupees are saved?
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) an emergency fund (d) a new video game
- 14.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Nisha’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Rohan’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Farhan’s stall made a profit of ₹400. Farhan saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Riya’s stall made a profit of ₹1200. Riya saves 50% of it. How many rupees are saved?
- 20.Kabir’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 22.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
- 24.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 25.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Aarav’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 28.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 31.Arjun’s stall made a profit of ₹200. Arjun saves 20% of it. How many rupees are saved?
- 32.Tara’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) more seeds for next time (d) a new video game
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 38.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 39.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 40.Riya’s stall made a profit of ₹1300. Riya saves 50% of it. How many rupees are saved?
Answer key
- 14
- saving
- 950
- 760
- 250
- spending
- 672
- buying a second juicer
- 180
- reinvesting
- 700
- 75
- a new video game
- 1020
- 250
- 300
- 40
- 8
- 600
- 950
- putting profit back in
- 81
- more seeds for next time
- better paint for cards
- 672
- 760
- the cost of borrowing
- 60
- 324
- for bad days and goals
- 40
- 640
- an emergency fund
- saving
- 112
- 944
- talk to parents
- to keep trust
- spending
- 650
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