Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ananya’s stall made a profit of ₹1500. Ananya saves 20% of it. How many rupees are saved?
- 2.Rohan’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 6.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 9.Diya’s stall made a profit of ₹1400. Diya saves 20% of it. How many rupees are saved?
- 10.Diya’s stall made a profit of ₹800. Diya saves 10% of it. How many rupees are saved?
- 11.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) buying a second juicer
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 13.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 14.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 17.Farhan’s stall made a profit of ₹1500. Farhan saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 23.Zoya’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 25.Vihaan’s stall made a profit of ₹1500. Vihaan saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 29.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 31.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 33.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Joseph’s stall made a profit of ₹2000. Joseph saves 10% of it. How many rupees are saved?
- 35.Ananya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Vihaan’s stall made a profit of ₹1500. Vihaan saves 25% of it. How many rupees are saved?
- 37.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 20% of it. How many rupees are saved?
- 38.Farhan’s stall made a profit of ₹1200. Farhan saves 25% of it. How many rupees are saved?
- 39.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 40.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) an emergency fund
Answer key
- 300
- 360
- 944
- 70
- talk to parents
- a new video game
- reinvesting
- spending
- 280
- 80
- profit put in a bank
- spending
- the cost of borrowing
- 70
- 5
- a cinema ticket
- 150
- 240
- 32
- reinvesting
- 72
- to keep trust
- 570
- buying a second juicer
- 300
- 120
- 1040
- saving
- 20
- saving
- 228
- reinvesting
- 9
- 200
- 350
- 375
- 100
- 300
- putting profit back in
- better paint for cards
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