Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Farhan’s stall made a profit of ₹800. Farhan saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Which of these is saving? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) buying a second juicer
- 4.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) profit put in a bank
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 6.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) more seeds for next time (d) an emergency fund
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 8.Joseph’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Farhan’s stall made a profit of ₹200. Farhan saves 10% of it. How many rupees are saved?
- 11.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 14.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Arjun’s stall made a profit of ₹800. Arjun saves 50% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 18.Ananya’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Kabir’s stall made a profit of ₹700. Kabir saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 22.Gurpreet’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) a cinema ticket
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 26.Rohan’s stall made a profit of ₹400. Rohan saves 25% of it. How many rupees are saved?
- 27.Kabir’s stall made a profit of ₹1200. Kabir saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Kabir’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 33.Aarav’s stall made a profit of ₹200. Aarav saves 10% of it. How many rupees are saved?
- 34.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 35.Joseph’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 37.Lakshmi’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Meera’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 80
- 12
- profit put in a bank
- a new video game
- saving
- an emergency fund
- reinvesting
- 595
- 162
- 20
- the cost of borrowing
- spending
- reinvesting
- 14
- 400
- 254
- can I pay it back?
- 50
- 70
- 75
- a cinema ticket
- 60
- 484
- better paint for cards
- more seeds for next time
- 100
- 240
- 306
- 180
- 103
- 6
- saving
- 20
- a piggy bank for later
- 330
- for bad days and goals
- 540
- 320
- 510
- 45
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