Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 2.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 5.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 6.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 25% of it. How many rupees are saved?
- 7.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) a new video game
- 8.Diya’s stall made a profit of ₹1500. Diya saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 12.Saanvi’s stall made a profit of ₹300. Saanvi saves 50% of it. How many rupees are saved?
- 13.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) a piggy bank for later (d) profit put in a bank
- 14.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) better paint for cards
- 15.Dev’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) a new video game
- 17.Diya’s stall made a profit of ₹600. Diya saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 21.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 23.Nisha’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Zoya’s stall made a profit of ₹1800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 26.Farhan’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Vihaan’s stall made a profit of ₹1300. Vihaan saves 50% of it. How many rupees are saved?
- 28.Nisha’s stall made a profit of ₹1300. Nisha saves 20% of it. How many rupees are saved?
- 29.Tara’s stall made a profit of ₹1200. Tara saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Meera’s stall made a profit of ₹300. Meera saves 50% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 34.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Farhan’s stall made a profit of ₹700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 20% of it. How many rupees are saved?
- 37.Diya’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 40.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- to keep trust
- 30
- 749
- the cost of borrowing
- can I pay it back?
- 100
- profit put in a bank
- 300
- 1180
- 20
- talk to parents
- 150
- buying a second juicer
- an emergency fund
- 120
- a new video game
- 150
- 180
- spending
- spending
- 140
- putting profit back in
- 240
- 900
- saving
- 560
- 650
- 260
- 300
- 354
- 150
- spending
- reinvesting
- 40
- 140
- 260
- 180
- 220
- better paint for cards
- 721
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids