Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) a cinema ticket (d) a new video game
- 2.Diya’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 4.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 5.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
- 6.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 8.Which of these is saving? (a) better paint for cards (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 12.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 14.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) a piggy bank for later
- 15.Vihaan’s stall made a profit of ₹1700. Vihaan saves 10% of it. How many rupees are saved?
- 16.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 25% of it. How many rupees are saved?
- 17.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 18.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Kavya’s stall made a profit of ₹1500. Kavya saves 50% of it. How many rupees are saved?
- 20.Kabir’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Tara’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 24.Aarav’s stall made a profit of ₹200. Aarav saves 25% of it. How many rupees are saved?
- 25.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 26.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 27.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 28.Tara’s stall made a profit of ₹1000. Tara saves 20% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) sweets for yourself (d) a cinema ticket
- 30.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Vihaan’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 34.Rohan’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 38.Nisha’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Ishaan’s stall made a profit of ₹1100. Ishaan saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- better paint for cards
- 1000
- putting profit back in
- more seeds for next time
- a piggy bank for later
- 660
- can I pay it back?
- profit put in a bank
- spending
- saving
- talk to parents
- 472
- for bad days and goals
- sweets for yourself
- 170
- 175
- a cinema ticket
- 120
- 750
- 100
- 72
- 600
- reinvesting
- 50
- to keep trust
- reinvesting
- the cost of borrowing
- 200
- buying a second juicer
- 108
- 210
- 400
- a new video game
- 550
- 118
- 636
- saving
- 300
- 110
- 1070
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