Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 10% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 3.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) better paint for cards (d) a new video game
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 5.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 6.Riya’s stall made a profit of ₹1600. Riya saves 50% of it. How many rupees are saved?
- 7.Ananya’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Meera’s stall made a profit of ₹500. Meera saves 10% of it. How many rupees are saved?
- 9.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 10.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 11.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 12.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 13.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 15.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Lakshmi’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 20.Kabir’s stall made a profit of ₹1900. Kabir saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 24.Rohan’s stall made a profit of ₹200. Rohan saves 20% of it. How many rupees are saved?
- 25.Saanvi’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Rohan’s stall made a profit of ₹1300. Rohan saves 20% of it. How many rupees are saved?
- 27.Farhan’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) a new video game
- 29.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 30.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Joseph’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 34.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 35.Kavya’s stall made a profit of ₹500. Kavya saves 50% of it. How many rupees are saved?
- 36.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Tara’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Dev’s stall made a profit of ₹300. Dev saves 25% of it. How many rupees are saved?
- 39.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 40.Zoya’s stall made a profit of ₹1200. Zoya saves 20% of it. How many rupees are saved?
Answer key
- 40
- a cinema ticket
- better paint for cards
- reinvesting
- can I pay it back?
- 800
- 450
- 50
- more seeds for next time
- sweets for yourself
- the cost of borrowing
- to keep trust
- 18
- spending
- 762
- 336
- 1100
- 240
- buying a second juicer
- 380
- 920
- 10
- saving
- 40
- 80
- 260
- 750
- a new video game
- reinvesting
- 550
- 350
- 60
- reinvesting
- 20
- 250
- 24
- 550
- 75
- for bad days and goals
- 240
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