Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 2.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) an emergency fund
- 6.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 7.Nisha’s stall made a profit of ₹1100. Nisha saves 20% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 9.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 10.Kavya’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 12.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Aarav’s stall made a profit of ₹1900. Aarav saves 50% of it. How many rupees are saved?
- 15.Tara’s stall made a profit of ₹1200. Tara saves 20% of it. How many rupees are saved?
- 16.Riya’s stall made a profit of ₹1200. Riya saves 20% of it. How many rupees are saved?
- 17.Rohan’s stall made a profit of ₹2000. Rohan saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 21.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 22.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) more seeds for next time
- 24.Saanvi’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 25% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 27.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) more seeds for next time
- 30.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Which of these is saving? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) a cinema ticket
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 33.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Arjun’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Joseph’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
Answer key
- putting profit back in
- can I pay it back?
- spending
- reinvesting
- buying a second juicer
- sweets for yourself
- 220
- better paint for cards
- a new video game
- 300
- saving
- 612
- 508
- 950
- 240
- 240
- 200
- 580
- the cost of borrowing
- spending
- for bad days and goals
- 390
- profit put in a bank
- 300
- 325
- reinvesting
- 708
- 28
- an emergency fund
- 864
- a piggy bank for later
- saving
- 128
- 416
- 160
- 1008
- 16
- 8
- 280
- to keep trust
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