Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) sweets for yourself (d) more seeds for next time
- 2.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 4.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 6.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Zoya’s stall made a profit of ₹400. Zoya saves 20% of it. How many rupees are saved?
- 8.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 10.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 11.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 12.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Zoya’s stall made a profit of ₹900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 15.Joseph’s stall made a profit of ₹1200. Joseph saves 20% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 17.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 50% of it. How many rupees are saved?
- 18.Ishaan’s stall made a profit of ₹600. Ishaan saves 20% of it. How many rupees are saved?
- 19.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 20.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Zoya’s stall made a profit of ₹1100. Zoya saves 10% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 23.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) more seeds for next time
- 25.Kabir’s stall made a profit of ₹1400. Kabir saves 20% of it. How many rupees are saved?
- 26.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 27.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) an emergency fund
- 29.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 30.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a new video game (d) better paint for cards
- 31.Diya’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 33.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 35.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 36.Arjun’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Riya’s stall made a profit of ₹1700. Riya saves 10% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 40.Farhan’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- sweets for yourself
- putting profit back in
- spending
- 36
- saving
- 560
- 80
- 721
- profit put in a bank
- buying a second juicer
- the cost of borrowing
- 735
- 360
- saving
- 240
- reinvesting
- 200
- 120
- for bad days and goals
- 515
- 110
- reinvesting
- 6
- an emergency fund
- 280
- a piggy bank for later
- 864
- a cinema ticket
- can I pay it back?
- a new video game
- 260
- saving
- 20
- talk to parents
- spending
- 75
- 7
- 170
- reinvesting
- 280
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