Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.Kabir’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 5.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 6.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 7.Aarav’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 10.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 12.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 15.Riya’s stall made a profit of ₹400. Riya saves 10% of it. How many rupees are saved?
- 16.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 17.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 18.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Zoya’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Nisha’s stall made a profit of ₹1100. Nisha saves 25% of it. How many rupees are saved?
- 21.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 22.Tara’s stall made a profit of ₹500. Tara saves 50% of it. How many rupees are saved?
- 23.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) an emergency fund
- 24.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Dev’s stall made a profit of ₹1000. Dev saves 10% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 29.Vihaan’s stall made a profit of ₹2000. Vihaan saves 20% of it. How many rupees are saved?
- 30.Dev’s stall made a profit of ₹1500. Dev saves 25% of it. How many rupees are saved?
- 31.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) a new video game (d) a piggy bank for later
- 32.Saanvi’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 34.Kabir’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Arjun’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Meera’s stall made a profit of ₹1100. Meera saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 300
- 350
- 440
- spending
- the cost of borrowing
- putting profit back in
- 390
- 54
- talk to parents
- 18
- for bad days and goals
- 16
- 728
- spending
- 40
- 100
- to keep trust
- 1180
- 1020
- 275
- an emergency fund
- 250
- a new video game
- 318
- 100
- saving
- saving
- reinvesting
- 400
- 375
- better paint for cards
- 330
- profit put in a bank
- 180
- 220
- 54
- 70
- 110
- 204
- 35
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