Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 2.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 3.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Ishaan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Meera’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Which of these is saving? (a) a new video game (b) a cinema ticket (c) a piggy bank for later (d) better paint for cards
- 7.Which of these is saving? (a) a new video game (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 8.Saanvi’s stall made a profit of ₹1700. Saanvi saves 25% of it. How many rupees are saved?
- 9.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 11.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 13.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 14.Nisha’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 17.Dev’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 19.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) buying a second juicer (d) an emergency fund
- 20.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 21.Kabir’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 23.Kavya’s stall made a profit of ₹500. Kavya saves 10% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 26.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Diya’s stall made a profit of ₹300. Diya saves 50% of it. How many rupees are saved?
- 28.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 29.Ishaan’s stall made a profit of ₹1300. Ishaan saves 50% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 31.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Tara’s stall made a profit of ₹700. Tara saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Vihaan’s stall made a profit of ₹500. Vihaan saves 50% of it. How many rupees are saved?
- 35.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 37.Rohan’s stall made a profit of ₹1200. Rohan saves 20% of it. How many rupees are saved?
- 38.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
- 39.Tara’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- the cost of borrowing
- talk to parents
- 40
- 935
- 700
- a piggy bank for later
- profit put in a bank
- 425
- 140
- spending
- 124
- spending
- to keep trust
- 100
- 1060
- reinvesting
- 180
- for bad days and goals
- a new video game
- putting profit back in
- 340
- reinvesting
- 50
- saving
- buying a second juicer
- 48
- 150
- can I pay it back?
- 650
- reinvesting
- 100
- 140
- 100
- 250
- more seeds for next time
- saving
- 240
- 125
- 490
- 64
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