Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 2.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 5.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 6.Aarav’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 20% of it. How many rupees are saved?
- 8.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 10.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
- 11.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 12.Farhan’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 15.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 18.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) profit put in a bank (d) more seeds for next time
- 19.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 21.Farhan’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Riya’s stall made a profit of ₹1900. Riya saves 25% of it. How many rupees are saved?
- 23.Diya’s stall made a profit of ₹1500. Diya saves 50% of it. How many rupees are saved?
- 24.Kabir’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Meera’s stall made a profit of ₹500. Meera saves 25% of it. How many rupees are saved?
- 28.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 10% of it. How many rupees are saved?
- 29.Meera’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Nisha’s stall made a profit of ₹400. Nisha saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Meera’s stall made a profit of ₹1500. Meera saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 36.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) an emergency fund (d) a new video game
- 37.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 38.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 40.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- spending
- 342
- 4
- for bad days and goals
- spending
- 350
- 140
- 24
- more seeds for next time
- buying a second juicer
- can I pay it back?
- 600
- 812
- saving
- 36
- 260
- the cost of borrowing
- profit put in a bank
- 20
- reinvesting
- 160
- 475
- 750
- 240
- 20
- 108
- 125
- 100
- 340
- 1089
- 200
- 150
- 750
- 64
- a cinema ticket
- a new video game
- a piggy bank for later
- talk to parents
- reinvesting
- 1040
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