Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) profit put in a bank (d) an emergency fund
- 2.Meera’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) more seeds for next time
- 5.Nisha’s stall made a profit of ₹2000. Nisha saves 25% of it. How many rupees are saved?
- 6.Nisha’s stall made a profit of ₹600. Nisha saves 10% of it. How many rupees are saved?
- 7.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.Farhan’s stall made a profit of ₹400. Farhan saves 20% of it. How many rupees are saved?
- 10.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 12.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Zoya’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Which of these is saving? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) more seeds for next time
- 16.Rohan’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Ishaan’s stall made a profit of ₹1400. Ishaan saves 10% of it. How many rupees are saved?
- 18.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 19.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 20.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 10% of it. How many rupees are saved?
- 21.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Tara’s stall made a profit of ₹400. Tara saves 10% of it. How many rupees are saved?
- 23.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 24.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) better paint for cards
- 25.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Gurpreet’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) a new video game
- 28.Dev’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 30.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Tara’s stall made a profit of ₹1500. Tara saves 20% of it. How many rupees are saved?
- 35.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a new video game
- 36.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 40.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- buying a second juicer
- 760
- 84
- profit put in a bank
- 500
- 60
- 126
- 108
- 80
- 1090
- to keep trust
- 1140
- 360
- 780
- an emergency fund
- 80
- 140
- the cost of borrowing
- putting profit back in
- 70
- 20
- 40
- talk to parents
- a piggy bank for later
- 545
- 175
- more seeds for next time
- 1000
- for bad days and goals
- 50
- 180
- 354
- 4
- 300
- better paint for cards
- 726
- 54
- 21
- reinvesting
- 535
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids