Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 70 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
2. 2.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
3. 3.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
4. 4.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
5. 5.Vihaan’s stall made a profit of ₹1100. Vihaan saves 25% of it. How many rupees are saved?
6. 6.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) more seeds for next time
7. 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
8. 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
9. 9.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
10. 10.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
11. 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
12. 12.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a cinema ticket (d) profit put in a bank
13. 13.Diya’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
14. 14.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
15. 15.Rohan’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
16. 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
17. 17.Joseph’s stall made a profit of ₹1900. Joseph saves 20% of it. How many rupees are saved?
18. 18.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a piggy bank for later (d) more seeds for next time
19. 19.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
20. 20.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
21. 21.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) buying a second juicer
22. 22.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
23. 23.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
24. 24.Gurpreet’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
25. 25.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
26. 26.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
27. 27.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
28. 28.Aarav’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
29. 29.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
30. 30.Vihaan’s stall made a profit of ₹1700. Vihaan saves 10% of it. How many rupees are saved?
31. 31.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
32. 32.Gurpreet’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
33. 33.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
34. 34.Vihaan’s stall made a profit of ₹500. Vihaan saves 25% of it. How many rupees are saved?
35. 35.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
36. 36.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) an emergency fund (d) a piggy bank for later
37. 37.Arjun’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
38. 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
39. 39.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
40. 40.Zoya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?

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