Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 2.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 3.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) more seeds for next time
- 4.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) a new video game
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Kavya’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 9.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) profit put in a bank (d) a new video game
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 11.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 12.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 14.Farhan’s stall made a profit of ₹700. Farhan saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 18.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) sweets for yourself
- 19.Dev’s stall made a profit of ₹1000. Dev saves 10% of it. How many rupees are saved?
- 20.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 21.Joseph’s stall made a profit of ₹400. Joseph saves 20% of it. How many rupees are saved?
- 22.Kabir’s stall made a profit of ₹1100. Kabir saves 50% of it. How many rupees are saved?
- 23.Vihaan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 25% of it. How many rupees are saved?
- 27.Arjun’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 29.Arjun’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Ananya’s stall made a profit of ₹1800. Ananya saves 50% of it. How many rupees are saved?
- 31.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 25% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹200. Meera saves 50% of it. How many rupees are saved?
- 33.Which of these is reinvesting in the business? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) profit put in a bank
- 34.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 39.Meera’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Ishaan’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- reinvesting
- the cost of borrowing
- a cinema ticket
- profit put in a bank
- saving
- 84
- 450
- better paint for cards
- a new video game
- saving
- talk to parents
- 27
- for bad days and goals
- 140
- 63
- 48
- putting profit back in
- a piggy bank for later
- 100
- can I pay it back?
- 80
- 550
- 520
- 20
- 864
- 75
- 550
- reinvesting
- 60
- 900
- 450
- 100
- more seeds for next time
- 90
- 2
- 102
- 25
- spending
- 300
- 300
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