Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 2.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) profit put in a bank
- 3.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 4.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Ananya’s stall made a profit of ₹1500. Ananya saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 8.Arjun’s stall made a profit of ₹1800. Arjun saves 25% of it. How many rupees are saved?
- 9.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) buying a second juicer (d) an emergency fund
- 11.Gurpreet’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Saanvi’s stall made a profit of ₹1300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 15.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 16.Kavya’s stall made a profit of ₹2000. Kavya saves 20% of it. How many rupees are saved?
- 17.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 18.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 19.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 21.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 22.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Which of these is saving? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) an emergency fund
- 24.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 26.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Diya’s stall made a profit of ₹200. Diya saves 50% of it. How many rupees are saved?
- 28.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 33.Diya’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Kabir’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 39.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- buying a second juicer
- a new video game
- more seeds for next time
- 540
- 375
- 236
- to keep trust
- 450
- 624
- a cinema ticket
- 850
- 455
- better paint for cards
- reinvesting
- putting profit back in
- 400
- can I pay it back?
- 150
- 500
- spending
- profit put in a bank
- 1080
- an emergency fund
- 1116
- the cost of borrowing
- 42
- 100
- 243
- 1026
- 54
- for bad days and goals
- saving
- 480
- saving
- 45
- 218
- 200
- talk to parents
- 800
- 212
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