Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 2.Tara’s stall made a profit of ₹500. Tara saves 10% of it. How many rupees are saved?
- 3.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
- 4.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 6.Saanvi’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 11.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 13.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Rohan’s stall made a profit of ₹1300. Rohan saves 25% of it. How many rupees are saved?
- 15.Vihaan’s stall made a profit of ₹1900. Vihaan saves 50% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) an emergency fund (d) a new video game
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 19.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 20.Kabir’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Diya’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Kavya’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) sweets for yourself (d) profit put in a bank
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 27.Arjun’s stall made a profit of ₹500. Arjun saves 10% of it. How many rupees are saved?
- 28.Saanvi’s stall made a profit of ₹800. Saanvi saves 50% of it. How many rupees are saved?
- 29.Joseph’s stall made a profit of ₹900. Joseph saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 32.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Which of these is saving? (a) a new video game (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 36.Saanvi’s stall made a profit of ₹900. Saanvi saves 20% of it. How many rupees are saved?
- 37.Diya’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 39.Farhan’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- for bad days and goals
- 50
- putting profit back in
- 436
- 200
- 450
- reinvesting
- 216
- better paint for cards
- spending
- 963
- spending
- 910
- 325
- 950
- a new video game
- more seeds for next time
- a cinema ticket
- to keep trust
- 40
- 260
- 20
- 1180
- 760
- sweets for yourself
- can I pay it back?
- 50
- 400
- 90
- 64
- a piggy bank for later
- 420
- saving
- 9
- an emergency fund
- 180
- 330
- the cost of borrowing
- 750
- 40
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