Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 2.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) buying a second juicer (d) a new video game
- 3.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 4.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) buying a second juicer
- 5.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Joseph’s stall made a profit of ₹1400. Joseph saves 10% of it. How many rupees are saved?
- 7.Aarav’s stall made a profit of ₹1000. Aarav saves 50% of it. How many rupees are saved?
- 8.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 11.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) sweets for yourself
- 13.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 14.Riya’s stall made a profit of ₹1100. Riya saves 25% of it. How many rupees are saved?
- 15.Ananya’s stall made a profit of ₹1100. Ananya saves 25% of it. How many rupees are saved?
- 16.Riya’s stall made a profit of ₹1000. Riya saves 20% of it. How many rupees are saved?
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 18.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a cinema ticket (d) a piggy bank for later
- 19.Lakshmi’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Ananya’s stall made a profit of ₹1800. Ananya saves 10% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 22.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Farhan’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Joseph’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Dev’s stall made a profit of ₹700. Dev saves 10% of it. How many rupees are saved?
- 27.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 28.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) better paint for cards
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 31.Diya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Kabir’s stall made a profit of ₹1800. Kabir saves 25% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) a new video game (d) a piggy bank for later
- 36.Gurpreet’s stall made a profit of ₹200. Gurpreet saves 20% of it. How many rupees are saved?
- 37.Ishaan’s stall made a profit of ₹1700. Ishaan saves 10% of it. How many rupees are saved?
- 38.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 39.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 40.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
Answer key
- reinvesting
- buying a second juicer
- putting profit back in
- an emergency fund
- 472
- 140
- 500
- 954
- 108
- better paint for cards
- 218
- profit put in a bank
- talk to parents
- 275
- 275
- 200
- more seeds for next time
- a piggy bank for later
- 280
- 180
- spending
- 660
- 928
- 70
- 600
- 70
- for bad days and goals
- 54
- a cinema ticket
- saving
- 350
- 118
- 816
- 450
- a new video game
- 40
- 170
- the cost of borrowing
- can I pay it back?
- to keep trust
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