Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 8.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 10.Which of these is saving? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 11.Nisha’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 13.Diya’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Rohan’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 20.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 22.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 23.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 24.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) an emergency fund (d) better paint for cards
- 25.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) more seeds for next time (d) a piggy bank for later
- 26.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) a piggy bank for later (d) a new video game
- 27.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a cinema ticket (d) a piggy bank for later
- 28.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 29.Riya’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 31.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 34.Vihaan’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 36.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Arjun’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Farhan’s stall made a profit of ₹300. Farhan saves 10% of it. How many rupees are saved?
- 39.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 20% of it. How many rupees are saved?
- 40.Vihaan’s stall made a profit of ₹1800. Vihaan saves 10% of it. How many rupees are saved?
Answer key
- 60
- 928
- 1210
- spending
- reinvesting
- 107
- can I pay it back?
- 240
- to keep trust
- profit put in a bank
- 280
- saving
- 260
- 56
- 1080
- 650
- 160
- saving
- spending
- 6
- the cost of borrowing
- a cinema ticket
- 150
- an emergency fund
- sweets for yourself
- a new video game
- a piggy bank for later
- buying a second juicer
- 510
- better paint for cards
- 440
- 40
- putting profit back in
- 450
- for bad days and goals
- 14
- 800
- 30
- 120
- 180
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