Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 2.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Diya’s stall made a profit of ₹400. Diya saves 50% of it. How many rupees are saved?
- 4.Diya’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 10.Rohan’s stall made a profit of ₹200. Rohan saves 10% of it. How many rupees are saved?
- 11.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 12.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is saving? (a) a new video game (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 15.Ananya’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) a new video game
- 17.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 18.Aarav’s stall made a profit of ₹1100. Aarav saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) a cinema ticket
- 21.Nisha’s stall made a profit of ₹1800. Nisha saves 25% of it. How many rupees are saved?
- 22.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 27.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) a new video game (d) more seeds for next time
- 28.Joseph’s stall made a profit of ₹300. Joseph saves 20% of it. How many rupees are saved?
- 29.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 31.Zoya’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Dev’s stall made a profit of ₹1200. Dev saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 35.Aarav’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Zoya’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
- 38.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Kabir’s stall made a profit of ₹1400. Kabir saves 10% of it. How many rupees are saved?
- 40.Meera’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- reinvesting
- 315
- 200
- 280
- 18
- 36
- better paint for cards
- saving
- saving
- 20
- talk to parents
- 824
- profit put in a bank
- reinvesting
- 300
- a new video game
- buying a second juicer
- 110
- 990
- a piggy bank for later
- 450
- 135
- 40
- the cost of borrowing
- spending
- saving
- an emergency fund
- 60
- a cinema ticket
- spending
- 585
- 600
- 12
- for bad days and goals
- 330
- 510
- more seeds for next time
- 408
- 140
- 180
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